2. Solomon Bank as The Best Savings Bank
Solomon domestic savings bank was No.1 in the industry in asset size as of December 2005. At the end of 2007, with Pusan and Honan, Gyeonggi savings banks, total assets of Solomon savings bank reached nearly 5 trillion won level, grown into a huge savings banks. Solomon savings bank is the industry leader as Assets / receives / loan in all areas. Based on
Lloyds TSB의 핵심 전략
영국인들이 은행이나 기타 금융기관을 선택할 때 고려하는 핵심적 사항으로는 친밀감과 신뢰성이며, 한번 선택된 은행이나 금융기관들에 대한 충성도(Loyalty)는 쉽게 바뀌지 않으므로 이러한 고객 충성도를 확보하는 것이 소매금융기관의 핵심역량이라 할 수 있는데, 이는 상품
Reaserch Question
Business suspension of savings bank
In February, 2011, several savings banks were ordered to suspend business in Korea. The reason is that the bank was weakened by overusing project financing technique which resulted in high default rate and delay of cash flow. Suspension of business of savings bank cause the innocent depositor to cry in front of the closed bank. That was
2. Bad loans by major shareholders,
an attempt to exaggerate BIS through FRNIB
what is Subordinated Bonds?
It's a bond that people returned their money lastly, when bank went broke after other general creditors get back.
implementation of Bagel Convention Ⅱ - Banks need stable ROE - Excessive issue of subordinated bonds
Especially, FRNIB granted a credit and borrowed money from centra
Savings bank suspension
: a suspension of banks which are below
standard of BIS capital adequacy ratio
A lot of savings banks
are suspended in 2011
Depositors
more than 50 million won and
subordinated bond-holders
lost their principal
Charter value
: the value of a bank being able to continue to
do business in the future.
Charter value would be lost in case of bankru